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    Drive less, save more

    Drive less, save more — with MilesMyWay. 

    Get up to 25%* off when you drive fewer miles. Now, enjoy even more personalized pricing by adding DriveMyWay** for choice + flexibility. 

    No sensor or app required

    No sensor or app required

    What makes MilesMyWay different?

    A unique program that rewards you with savings on your car insurance policy for low mileage — the less you drive the more you could save. Easier & simpler unlike pay-per-mile programs. 

    With MilesMyWay*, you get straightforward, transparent savings when you drive less.

    Available in all states

    Enroll with agent
    Who should consider MilesMyWay?

    Who should consider MilesMyWay? 

    MilesMyWay is perfect for:

    • Remote workers or telecommuters
      •  
    • Retirees
      •  
    • Students who live on campus
      •  
    • City dwellers who use public transportation
      •  
    • Anyone who drives less than 20 miles per day (about 8,000 miles annually)
      •  

    How does MilesMyWay work?

    Getting started is simple:

    1. Enroll: Sign up online or with your agent.
    2. Track Your Miles: Twice a year, take a photo of your odometer and submit it—no app or tracking device required. 
    3. Save: Enjoy savings up to 25%* based on your low-mileage. 
    No sensors, no apps, no hassle—just straightforward savings for low-mileage drivers. 

     

    Why choose MilesMyWay? 

    MilesMyWay makes saving on car insurance simple and hassle-free. Here’s what sets it apart: 

    • Easy Enrollment: Sign up in minutes with your agent or online.
    • No Extra Devices: All you need is your phone to take odometer photos.
    • Available Everywhere: MilesMyWay is available in all states.
    • Flexible: Perfect for those who are now driving less and would like rewarded for their low mileage lifestyle.
    • Transparent: Only pay your fair share, based on how much you drive.

     

    Are you a low mileage driver?
    The answer might surprise you if you find yourself spending less time behind the wheel.
    You could save up to 25% on car insurance with Miles My Way from American Family Insurance.
    Miles My Way is a personalized mileage based program that makes it easy to take control of what you pay for car insurance. 
    It's an awesome way to save more for driving less.
    So how do you know if you're a low mileage driver?
    Technically, you need to drive less than 8000 miles per year, or on average, less than 20 miles per day.
    But in case you don't keep tabs on your odometer, here are a few clues that you might qualify.
    Do you work from home?
    Having a short or no daily commute means you probably drive a lot less than you realize.
    Or maybe you live close to your job or have a hybrid work schedule where you're only in the office sometimes.
    Shouldn't you payless for car insurance if you drive less?
    Maybe you have a car you don't use a lot.
    One you only take out for grocery runs, social events, or a weekend drive.
    Or you're a college student who often cycles or takes the bus instead of your car.
    These are all signs that MilesMyWay can help you control what you pay and save with a fair rate that fits your low mileage driving.
    So how does MilesMyWay work?
    It's easy, simple and quick.
    1st, when you sign up for the program, you automatically earn an introductory discount.
    It's our way of saying welcome.
    Next, you'll snap a photo of your odometer twice a year.
    No app to download or sensors to install.
    That's it.
    Now you'll only pay your fair share based on your mileage.
    The less you drive, the more you can save up to 25%.
    Simple, right?
    Best of all, there are no penalties or surprises if you drive more.
    In other words, no additional charges.
    Plus, you never have to log your miles thanks to the easy online photo submission process, complete with friendly reminders.
    Before each renewal, your savings are automatically calculated, helping you to only pay your fair share and save when you drive less.
    At American Family Insurance, we believe life's better when you're not charged for miles you haven't driven.
    Isn't it time you were rewarded for your low mileage lifestyle?
    Contact your local American Family agent to see how you could save with MilesMyWay today.
    Get more personalization with DMW

    Get more personalization with DriveMyWay

    Already enrolled in MilesMyWay? Now you can also add DriveMyWay to your car insurance policy for even more flexibility and a personalized rate that’s also based on your driving habits:

     
    • Gain Insights: See how your driving habits could help you save.
    • Increase Your Savings: Get a more personalized rate based on how you drive.

    Talk to your agent to see if adding DriveMyWay is right for you.

    Add DriveMyWay to your policy 

    If you're already a MilesMyWay customer, you can also add DriveMyWay to get a personalized rate also based on your driving habits. Talk to your agent to see if adding DriveMyWay is the right choice for you.

    Learn more

    MilesMyWay Frequently asked questions

    MilesMyWay Frequently asked questions

    Get connected

    Call us at 1-800-MYAMFAM for a quote and to begin controlling what you pay.
    DriveMyWay app

    Sign up for DriveMyWay

    Enroll to personalize your auto rate and save based on your driving habits.
    Learn more
    Work With An Agent

    Work with an agent

    Choose the perfect agent for you and get free, no-pressure advice and pricing.
    Find an agent

    This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.

    *MilesMyWay savings apply only to the following variable coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense, underinsured and uninsured and personal injury protection. Additionally, the savings do not apply to fixed fees that are part of your policy. Savings are applied to the vehicle-specific premium, not a customer’s overall premium. Availability varies based on the way you purchase insurance and by state. High mileagedriving may result in you losing your discount.

    **DriveMyWay plans & discounts may vary by state. Rate will vary based on driving behavior. Unsafe driving behaviors may increase your rate. Products, pricing, and availability vary based on the way you purchase insurance and by state, vehicle type, policy form and company underwriting the auto policy. Some restrictions may apply. The DriveMyWay rate factor applies only to these coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense and personal injury protection. Additionally, the rate factor does not apply to fixed fees that are part of the policy. Customer driving data from the DriveMyWay& KnowYourDrive program were used to inform rate structure. If you choose to unenroll anytime after the trial period ends, we’ll use your latest program score when calculating your rate at future renewals.